How PSD2 and Open Banking will shape the future of payments

Nearly 80 percent of global merchants believe real-time payments will replace the use of payment cards over time, according to new benchmark data from ACI Worldwide. The benchmark, comprised of responses from executives across the retail,

Santander is preparing to launch a standalone digital unit in the next few months that will target the UK’s small and medium-sized enterprises. The Spanish giant’s new unit will offer smaller firms lending but also other

Vipera Plc (LON:VIP), the cutting-edge provider of mobile financial services and digital customer engagement solutions, has today announced the launch of its Host Card Emulation (“HCE”) mobile wallet solution in Slovenia with Bankart d.o.o., a leading payment

Vipera Plc (LON:VIP), the specialist provider of mobile financial software services, has today announced its preliminary audited financial results for the year ended 31 December 2017. Highlights · Total revenue up 27% to €10.1 million (2016: €7.9

he implementation of the EU’s Second Payment Services Directive, better known as PSD2, is now complete, with all countries within the bloc required to have enacted its provisions into their national law as of January 13th

The growth of contactless technologies as a fast, convenient option for everyday payment has been illustrated by new figures from Transport for London (TfL), which have revealed half of all pay as you go journeys on the UK

U.S. consumers’ interest in mobile wallets has ebbed and flowed for the past seven years, dating back to May 2011 when the original Google Wallet debuted. Consumers during that span have been faced with a growing

Even some beggars accept mobile payments in China where the value of transactions carried out by phone apps matches cash ones. In this country, as an ever-increasing number of transactions are done by electronic payments, we

Japanese banks, long content to foster the nation’s love for cash, are now diving into digital payments thanks to a regulatory change that threatens to usher in new rivals. In recent months, lenders around the country

A huge chunk of the world’s population will use mobile wallets make payments or send money next year, according to a new market forecast from Juniper Research. In fact the firm says that a huge chunk of the

Digital payments firms in India may be the new kids on the financial block but boy are they taking banks to the cleaners. A few weeks ago, Mint reported that 30 percent of movie tickets in film-mad India

Card-accepting merchant outlets rose by 7 million in 2016 to 61 million, according to a recent research report from RBR, “Global Payment Cards Data and Forecasts to 2022.” Double-digit growth was reported across Asia-Pacific, central and

Marco Casartelli, Vipera’s Chief Executive Officer, commented: “I am delighted that Vipera has continued to show strong organic growth, which has been supplemented by the acquisition of Soft Telecom. It is also pleasing that the gross

The Boards of Directors of Vipera plc and Sella Open Fintech Platform S.p.A. announced this morning that following recent discussions, SOFP is contemplating making an offer for the entire issued and to be issued ordinary share

Terminals to be available at more than 16,000 sites to make it easier for congregations to pay Churchgoers will no longer have to fumble in their pockets and purses for loose change or notes as the

A quick demo of the Vipera Instant Payment banking app.   Vipera Plc is a cutting edge Mobile Financial Services and Digital Customer Engagement Solutions provider, serves financial institutions worldwide with differentiated mobile banking, card management

For the first time in the UK’s history, more payments are set to be made digitally than using cash. The shift is predicted to happen this year with large cities leading the charge and with many

The potential for Amazon to offer a checking account should frighten most bankers. Not just because of their enormous customer base and their ability to leverage consumer insight for personalization. But because Amazon could be the