How PSD2 and Open Banking will shape the future of payments

Vipera Plc (LON:VIP), the specialist provider of mobile financial services, has today announced that Vipera and Mastercard have collaborated to launch SME Pay, a mobile payment solution that helps small business owners to view, control and

We’re pleased to announce that on Tuesday 6th March, we’ll be at Finovate Europe in London to unveil our latest solution – SME Pay. Created in collaboration with Mastercard, SME Pay enables retail banks to offer a significantly

From contactless terminals to jackets with card readers, charities are being forced to adapt to keep up with Britain’s steady drop in cash usage It’s 8am and Jonjo Doe is getting ready for his morning shift

The consumer always decides: the potential of Open Banking will only be realized if it is understood and used by the consumer. But if the consumer doesn’t even know how they can benefit from recent changes

As cash becomes less prominent in the UK, a range of businesses, charities and cash-dependent social groups are figuring out ways to adapt.   Ross Brown, owner of Browns of Brockley in south-east London, one of

From IoT to peer-to-peer offerings, the PPRO Group – specialists in cross-border electronic payments – have predicted key online payment trends for the year ahead. With digitisation in the world of payments progressing by leaps and bounds, the

Open banking is appearing in many countries, with the biggest adoption happening in Europe as a result of the EU’s Payment Services Directive 2 (PSD2). But with it comes a range of concerns that the opening

According to a news conference held by China’s State Council Information Office at the end of last month, the country’s online payment transactions totaled 150 trillion yuan ($23.8 trillion) by October 2017, ranking first in the

Vipera plc (LON:VIP) has been shortlisted for the 2018 Megabuyte Emerging Stars 2018 Awards, held in association with Grant Thornton and Nat West. The awards aim to identify companies emerging to established mid-market leadership. Winners will

The payments industry has been in a state of flux for some time now, and with the rapid digitisation of data and development of emerging technologies, there’s a bevvy of technology innovations and reforms on their

Like many European bank bosses, Rune Bjerke at Norway’s DNB has spent years preparing for this weekend. From Saturday, many of Europe’s banks must start allowing third parties — such as retailers, technology groups and rival

The Competition and Markets Authority (CMA) is introducing a package of reforms designed to increase competition in the retail banking market. One such reform is termed ‘Open Banking’. It is due to be introduced on 13

Winning the hearts and minds of the general public is likely to be an uphill struggle for the Open Banking community, based on public comments left on a recent BBC Open Banking article. Of the 47

Like many European bank bosses, Rune Bjerke at Norway’s DNB has spent years preparing for this weekend. From Saturday, many of Europe’s banks must start allowing third parties — such as retailers, technology groups and rival

With the implementation of the Access to Accounts (XS2A) rule, banks will soon be able to access customer account data from other financial institutions. The financial crisis of 2008 has shaped so many aspects of the

According to Adobe, 2017 will be the first year to break $100 billion in online sales in the U.S., an increase of 6% from the total of $94.4 billion for the holiday season in 2016. According

Is consumer interest in mobile wallets waning? That’s what a recent research report by JP Morgan and Forrester seems to suggest, showing that mobile wallet adoption and acceptance rates have remained largely static since October 2016. But it