Owning a home by the age of 25 has become an unachievable dream for many over the last two decades.
Soaring property prices mean just one in five 25-year-olds own a property, compared to nearly half two decades ago, according to one recent study.
But as the government unveils its Housing White Paper, there are some young people who have managed to buck the trend – without help from the bank of mum and dad.
Here four young homeowners – all couples – who bought properties in 2016 – reveal just how they did it.