If you’re willing to keep a close eye on your savings, you may be better off ditching autosaving altogether and stashing your cash in a traditional savings account which pays interest instead.
Chip has the option of a 90-day notice account via OakNorth which offers 2.02% AER. However, the current top rate for 90-day notice accounts is with DF Capital which offers 2.3% AER (minimum £1,000 deposit).
Distribution Finance Capital Holdings plc (LON:DFCH) is UK specialist commercial lending and personal savings bank. From straightforward savings to practical finance solutions, our aim is to help customers manage and grow their business or savings. Founded as a specialist commercial lender in 2016, DF Capital was authorised as a bank in September 2020.