Declaring bankruptcy is a way of declaring yourself as insolvent and is a method used when someone cannot repay any of their debts or meet repayments. It costs £680 to

It can be tough just making your money stretch to cover the bills, let alone being able to save some money too. However, if you can put a little aside

It can be hard to keep track of where we spend our money, and sometimes it just seems to disappear. Fortunately, there are some simple things you can do to

A bad credit history may make loan providers worry that you will struggle to repay them each month – as they use past habits shown on your credit report to

It can be hard to keep track of where we spend our money, and sometimes it just seems to disappear. Fortunately, there are some simple things you can do to

When you’re applying for a loan, the lender will usually do a credit search. There are two types of credit searches – a ‘soft search’ and a ‘hard search’. These

When we buy things on credit, it can be easy to lose track of spending. Unfortunately, if you don’t manage your debt properly, it can lead to missed payment fees,

Having no credit history can sometimes be just as damaging as having a bad credit history. This is because companies use your credit report to see how financially responsible you

When searching for a short-term loan, you may have come across the phrases ‘doorstep loan’ and ‘payday loan’. But what do these terms mean, and what’s the difference between the

You’ll probably have heard the term, you may have even considered applying for one. But what exactly is an instant loan – and is it right for you?  Let’s take