It’s been six months since the EU’s open banking directive came into effect. Explore the impact so far, what PSD2 means for industry incumbents and disruptors, and what the face

Payments systems vary across the globe, from cash-based economies to those driven by credit. The way consumers pay in the US, for example, might seem obsolete to consumers in other

The notion of a self-checkout driven by a mobile payments system coupled with a mobile app or in some rarer cases a mobile website, is a welcome one for many.

Vipera (LON:VIP), SMEs represent 99% of the businesses in Britain – there are now more than 5.7 million of them, up from 4.6 million in 2011, and they contribute more

We are seeing the banking industry continue to move more transactions to digital channels and adjusts the technology used in back-office operations, costs are being reduced, productivity is increasing and

eCommerce has moved beyond computers and smartphones. Today you’ll find a growing number of connected devices, including sensors, fashion accessories, and appliances. This shift is poised to disrupt the traditional

Wandering the streets of Shanghai to admire the architecture, the head of one of the largest U.S. consumer banks recently found himself surrounded by a gaggle of teenagers. Entranced by

Nearly 80 percent of global merchants believe real-time payments will replace the use of payment cards over time, according to new benchmark data from ACI Worldwide. The benchmark, comprised of

Santander is preparing to launch a standalone digital unit in the next few months that will target the UK’s small and medium-sized enterprises. The Spanish giant’s new unit will offer

Vipera Plc (LON:VIP), the cutting-edge provider of mobile financial services and digital customer engagement solutions, has today announced the launch of its Host Card Emulation (“HCE”) mobile wallet solution in Slovenia