The impact of recent market volatility on your pension fund

When will you be able to claim your state pension? The answer to such a basic question remains uncertain as ministers debate how to balance the rising cost of pensions and the impact of demographic change.  And that could

At Options we put solutions and service at the heart of everything we do. Our Self Invested Personal Pension (SIPP) is a UK registered pension scheme which gives you control, choice and flexibility when planning for your retirement.

Build a 35-year national insurance record The reason why one in three people won’t even reach the minimum income level in retirement is that they don’t have a proper national insurance (NI) record. You will usually need to have

Can I retire early? There is no longer a fixed age at which you have to retire – it’s up to you. However, you’ll need to be in a secure financial position to fund your retirement years before

On 1st April, 2023, Britain’s international Corporation Tax (CT) ranking changed dramatically: from a competitive ninth lowest position in the OECD, to ninth highest with CT receipts expected to reach record levels, boosting Treasury income by £50 billion.  Though Jeremy Hunt’s ‘Ides

Pensions experts Options for Your Tomorrow give some advice to those thinking of retiring early as well as those looking to get back to work after retiring due to the cost of living crisis The news has been

STM Group Plc has appointed Paul Jordan as Business Development Manager. He joins the leading cross border financial services company from Binary Capital IM where he was Business Development Director. In addition to more than 15 years’ experience

Every week there is more worrying news about the future for retirees. From ongoing political debates about increasing the retirement age, to the rocketing cost of living requiring us all to save more or work longer, it’s all

Savers hoping to retire early with a “comfortable” income will need a pension worth £1m – and to save more than £11,000 a year throughout their career to build up the pot. Early retirement is currently in vogue, with

Martin Lewis has issued a fresh warning to anyone aged 45 to 70 over their state pension. The money saving expert appeared on Wednesday’s Good Morning Britain alongside Susanna Reid. In recent weeks, Martin Lewis has repeatedly urged people eligible for a state

17% of UK adults do not save for their retirement lives. A significant portion of Brits do not know how much they’ll get in state pensions. This lack of knowledge can affect your retirement planning. Let’s discuss some

Tyrone, who is a fully UK qualified financial adviser, joins STM Group from Witehira Ltd where he was managing director. He brings with him over 25 years’ experience of training and leading highly skilled teams to create value

Jeremy Hunt delivered his first spring budget today, outling his tax and spending plans for the year ahead. And while significant reforms to the pensions system were expected, after rumours surfaced earlier this week, the chancellor’s decision to

2022 was a difficult year for financial markets, with a variety of factors causing uncertainty, and you may find that this has affected your pension fund. What has happened? The causes of the difficult financial situation include high global

Options are delighted to be working with Wahed Invest and confirm that their Sharia model portfolios are acceptable to be used within our Simple SIPP, providing our clients with a Sharia SIPP option. What is our SIPP?Our SIPP

The UK state pension will unlikely be enough to live off in retirement, which is why it’s important to save into a personal pension too. You currently need an average income of £23,300 a year to have a

With the end of the 2022/23 tax year edging closer, time is running out to make the most of your tax-free exemptions and allowances before they disappear forever. There is so much more to pensions than just providing

2022 was a difficult year for financial markets, with a variety of factors causing uncertainty, and you may find that this has affected your pension fund. What has happened? The causes of the difficult financial situation include high global