What is the difference between a secured and unsecured loan?

When searching for a short-term loan, you may have come across the phrases ‘doorstep loan’ and ‘payday loan’. But what do these terms mean, and what’s the difference between the two?  Understanding the difference will help

When moving home, you may need to initially decide whether you should rent or own a property. This may feel overwhelming as there are many factors to consider, but don’t worry – you’ll soon be able

Credit cards can be a great way of spreading the cost of larger items or covering emergency expenses. However, it can be easy to lose track of spending, forget to make a payment or miss those

APR stands for Annual Percentage Rate and relates to the total cost of the loan. The purpose of an APR is to help people compare loans and credit cards more easily. How is APR calculated? APR

Getting that first payslip and being able to spend your money on whatever you want can be exciting, but it can be easy to get carried away with your spending. Poor money management when you’re young

Anytime you borrow money from an individual, bank or organisation, you are taking out a loan. There are many types of loan available and the loan amount, interest rate and payment terms will vary depending on

Feeding the family can be a big expense but there are ways to keep costs down. Here are our tips on how to save money on your food bill. Plan meals in advance Meal planning is

Declaring bankruptcy is a way of declaring yourself as insolvent and is a method used when someone cannot repay any of their debts or meet repayments. It costs £680 to apply for bankruptcy and it is

It can be tough just making your money stretch to cover the bills, let alone being able to save some money too. However, if you can put a little aside each week or month, it does

It can be hard to keep track of where we spend our money, and sometimes it just seems to disappear. Fortunately, there are some simple things you can do to make your income stretch further. Here

A bad credit history may make loan providers worry that you will struggle to repay them each month – as they use past habits shown on your credit report to predict future behaviour. However, even if

It can be hard to keep track of where we spend our money, and sometimes it just seems to disappear. Fortunately, there are some simple things you can do to make your income stretch further. Here

When you’re applying for a loan, the lender will usually do a credit search. There are two types of credit searches – a ‘soft search’ and a ‘hard search’. These searches can affect your credit report

When we buy things on credit, it can be easy to lose track of spending. Unfortunately, if you don’t manage your debt properly, it can lead to missed payment fees, overspending and a reduced credit score.

Having no credit history can sometimes be just as damaging as having a bad credit history. This is because companies use your credit report to see how financially responsible you are. If they can’t get a

When searching for a short-term loan, you may have come across the phrases ‘doorstep loan’ and ‘payday loan’. But what do these terms mean, and what’s the difference between the two?  Understanding the difference will help