How PSD2 and Open Banking will shape the future of payments

Jeremy Thomson-Cook, Chief Economist & Head of Currency Strategy:

I have spent a lot of time at FinTech conferences over the last few years contemplating the impact of PayTech, RegTech, LendTech – and everything in between – on the future of the financial services industry.

While these conferences are often long on vision, they can sometimes be rather short on reality and it is usually at this point of confluence where the importance of good old regulation comes into play.


Vipera plc (LON:VIP) is a cutting edge provider of digital customer engagement solutions for banks and retailers. The innovation partner of choice for the world’s leading banks and retailers.

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