Overdraft vs a loan

There are times in life when, for whatever reason, you may be struggling for money. 

Perhaps you’ve had to spend an unexpectedly large amount in a short space of time, and your available funds are getting seriously low. 

For many people, the first solution they’ll think of is an overdraft. Alternatively, a cash loan could provide a fast, short-term solution.

So if you’re looking to borrow money, which will be best for you – an overdraft or a loan?

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