Time Finance is firing on all cylinders. With its strongest-ever nine-month results now in the books, this AIM-listed lender is proving its multi-product model is built for resilience and scale. Investors watching for consistent growth and strong fundamentals will want to take a closer look.
Time Finance has delivered a standout third quarter, continuing its powerful first-half performance into the final stretch of the 2025 financial year. For the nine months to 28 February 2025, the group posted a 14 per cent rise in revenue to £27.3 million, up from £24 million the year before. Pre-tax profits surged by 40 per cent to £5.9 million, eclipsing the £4.2 million reported for the same period in 2024.
This robust performance is underpinned by exceptional demand from UK businesses for Time Finance’s broad suite of funding solutions. The company’s gross lending book has climbed to a record high of over £210 million, marking the 15th consecutive quarter of growth—an unbroken upward trajectory that signals both market confidence and prudent risk management.
Chief Executive Ed Rimmer highlighted the significance of surpassing the prior full-year profit within just nine months. He emphasised the strength of Time Finance’s underwriting standards, with arrears and write-offs remaining stable, reinforcing the quality behind the company’s growth.
As the group prepares to transition from its current four-year strategy into a new three-year growth plan extending to May 2028, the board remains confident in its ability to continue driving long-term shareholder value. This blend of operational performance, financial discipline and strategic foresight positions Time Finance as a compelling play for investors seeking exposure to UK business lending.
Time Finance plc (LON:TIME) is an AIM-listed business specialising in the provision or arrangement of funding solutions to UK businesses seeking to access the finance they need to realise their growth plans. Time Finance can fund businesses or arrange funding with their trusted partners through Asset Finance, Invoice Finance, Business Loans, Vehicle Finance or Asset Based Lending.
