A fourth-generation family bakery with deep roots in both retail and wholesale markets faced a turning point. Despite weathering the pandemic, rising energy and commodity costs placed a strain on cash flow, threatening their ability to expand. With a flourishing wholesale division working with high-value clients and untapped growth potential, the bakery needed financial support to stabilise operations and fund strategic investments.
We stepped in with a £500,000 confidential invoice finance facility, delivering immediate cash flow relief to offset the impact of delayed client payments. This provided the liquidity necessary to support the wholesale division’s growth. To further accelerate their operations, we offered a £130,000 asset finance facility, enabling the purchase of industrial-scale kitchen equipment. These investments not only streamlined production but also empowered the bakery to meet rising demand efficiently and competitively.
The bakery had been considering another lender, but our multi-product solution stood out as the ideal fit. By addressing their needs comprehensively, we provided the stability and resources essential for scaling their business in a challenging economic environment. The improved cash flow and upgraded equipment have positioned the bakery to secure additional clients, boost profitability, and continue its proud legacy.
This partnership demonstrates the value of bespoke financial solutions in transforming growth potential into tangible success.
Time Finance plc (LON:TIME) is an AIM-listed business specialising in the provision or arrangement of funding solutions to UK businesses seeking to access the finance they need to realise their growth plans. Time Finance can fund businesses or arrange funding with their trusted partners through Asset Finance, Invoice Finance, Business Loans, Vehicle Finance or Asset Based Lending.
